One of the most common questions we get is about financing our travels. We left Shanghai, our apartment there and our jobs in May of 2009. It is now July, 2010 and we’ve traveled for over a year. It is a fair and understandable question when people ask if we are secret millionaires or if we recently inherited some money. The answer to both of those questions is a firm, “no.” How we make our money is simple.

Website funds:
We make some money on our website, but to be honest we spend a lot of time and money on the site so we do only slightly better than break even on that. Some costs associated with the website include: the hosting fee ($250 for two years, roughly) our pro flickr account ($25 a year) and the amount of man hours put into developing and maintaining the site and the blog. We make money on the site by selling some ad space on the blog, which is unobtrusive and we are very particular about who we will allow to advertise on our site. We turn down some offers for cash in exchange for links simply because the products would not match our reader’s interests or have anything to do with traveling or quitting one’s job.

Income:
Lauren makes money as a writer. She has a few solid contracts that help her make enough money to travel full time as well as cover her college loan payments each month. Meanwhile, Mike was able to save more than half of his earned income in 2008, meaning he is living off his savings. Considering we both made less than $30,000 in 2008, it is possible to travel for cheap on savings if you don’t spend money on frivolous things, or live above one’s means.

Lifestyle:
One of the main ways we save money is to live well below your means. We do this by living overseas, where we don’t have cell phone costs, or outrageous cable and internet fees. We don’t have an overpriced apartment, car payments or insurance fees due each month. Essentially, the money we spend each month living abroad is the total of our food, transportation costs and apartment. We live like the locals do (lower-middle class locals) and save a bundle by avoiding expat eateries and entertainment. For a month in Shanghai we were spending a total of around $350 each, counting everything from random purchases to rent to food costs. If you make $20-25,000 a year and only spend $350 of that each month, you are looking at quite a savings over time.

Traveling versus Staying Home:
Meanwhile, traveling full time is cheap because your only costs are lodging, food and transportation. Often, people spend most of their travel money on lodging, we avoid this by camping whenever possible or staying at hostels for less than $15 a night. In Asia, we spent around $6 a night and that often included dinner. We spend, on average, around $6-700 a month traveling full time abroad. These costs are higher than would be necessary if one traveled more slowly. However, most of these funds went to train and bus tickets. When we were moving slowly we spent roughly $500 a month. For most Americans, that is far less than they spend a month living in an apartment or home with a dozen or so monthly costs.

We get a lot of questions about how we manage different aspects of full-time travel. To answer them, we’ve put together a special Resources page on the website that will hopefully help people find out if they can Abandon their Cubicles, how to do it, where to get the things they need to do it successfully, and just some general information on traveling. We’re not claiming to be any authority on the topic, we’re just hoping to help! here’s what the new page covers:

Is It Feasible. The ‘should you?’ the ‘could you?’ and the ‘how to do’ of abandoning your cubicle. Whether you are thinking of a leave of absence to travel for a few weeks or months, or a full out Jerry Maguire storm out,t hen this will help you assess if now is the best time, and some of the things to consider before you flick off your boss.

Insurance. Lots of people need this to travel. Although we don’t personally have any travel insurance (yet) we’ve checked out some of the options and we have a few links posted that could maybe provide you with what you are looking for. Coverage for a short-term trip shouldn’t run you more than $250, so be wary of people who charge by the month or who promise you year-long coverage for less.

Visas. These little stamps can cost you big bucks, and be a royal pain. But thankfully there are some easy ways to tackle visas like nifty visa services. For some countries (Russia) you’ll have to use a service if you want it done right, fast and without hassle. For others you’re better off doing it alone. We give you some tips on the resources page, as well as at the bottom of every destination page.

Guides. Seasoned travelers always have their favorite guide books, and hardly ever deviate from those. We use a mix of our favorite guide book (which we won’t give a free promo here) and online sites like travel blogs for the area, or wikitravel. We have more info to be found about guides on the resources page!

Languages. The number one thing people ask us about is how we get around without speaking native languages. The answer is that we try really, really hard to learn. We do that with language guide books, i-touch programs, online sites and a lot more. Its important to us to try to talk to people in their native tongue, and we use a lot of different resources to try to achieve that aim.

Equipment. People get really excited about the equipment we use. We’ll meet someone on a camping trail and spend the first fifteen minutes talking supplies before we even get around to introductions. A good tent can make or break the whole trip, and everyone who travels full time has very strong, very serious views about cook stoves.

Expat and Teaching. Many people go overseas for a change of pace to look for an expat-style job or to teach English while they enjoy the local culture. We have some resources for you to do both, including how you can get your teaching certificate (which we did last year, just in case!).

Social Media & Staying Connected. We also listed some nifty travel websites, travel tools online, and ways to stay connected with your loved ones while on the road.

So, to see all that info and more, check out the new Resources page!

Being unemployed, we decided to try to make ourselves useful to society in a way that doesn’t include posting comments on various websites. We decided to volunteer with Habitat for Humanity in Texas.

Logo

Texas is a remarkably transient place. In the winter, all the snowbirds from up north evade the winter chill by vacationing in the south. They are known affectionately as Winter Texans. Between the months of November and March, they invade the south and the sale of liquor and geriatric products both go up (as most Winter Texans are retirees). In March along the southern border, Spring Break fanatics show up with kegs and short skirts to celebrate their brief freedom and terrify the locals. Afterward, the local Texans are left reeling from the not-so-subtle transition from Winter Texans to screaming, drunk teens until the cycle starts over again in November.

We woke up at 5:30 in the morning and jumped in the car for the hour long drive to McAllen, TX, where the local Habitat for Humanity chapter was currently working on two side-by-side houses. We arrived and discovered we were younger than everyone on site by at least 35 years. Nevertheless, the all-male group was in chipper spirits as they showed us how to hang drywall. These folks spend every winter in Texas helping Habitat for Humanity. They show up every work day and donate their time and energy to a great cause, without complaining or politicizing. In truth, these were some of the nicest, warmest and most thoughtful people we’ve met while traveling. We worked from early in the morning until 4pm, and these volunteers took only one break and a short lunch break. They worked at a brisk pace that left us, the younglings, out of breath and exhausted. They had lots of little tricks to teach us about hanging drywall, and were so helpful that soon we were well into the swing of things. That day, we finished the entire interior of the house so it was ready for an expert plaster layer to come in. More importantly, we got to know some of the folks we were volunteering with, an experience that left us smiling all afternoon. These folks take, “salt of the earth” to a whole new level.

If you want to donate your time to Habitat for Humanity, contact your local chapter and find out what they are working on. If you don’t have any construction experience, usually someone on site can teach you enough to help out. If you have free time, why not spend it on something meaningful and lasting, like supplying someone in need with a beautiful home.

Mount Washington Hotel Lobby - Ready for the Holidays

Also known as Bretton Woods, the Mount Washington Hotel is the one of the last remaining “Grand Hotels” of New Hampshire’s White Mountains.  Since it was built by Joseph Stickney in 1902, for a mere 1.7 million dollars, it has been host to a variety of historical events, politicians, and celebrities.  The Kennedy’s were known to vacation at the hotel during ski season in the White Mountains.  The hotel was a moderate success until Income Taxes, Prohibition, and the Great Depression reduced guests to minimal numbers.  The hotel closed in 1942 during World War II, was purchased by a Boston syndicate in 1944 for only $450,000 – a fraction of what it was built for decades earlier.

World Bank and IMF Conference Table - Mount Washington Resort

Shortly after the purchase, the Bretton Woods Monetary Conference convened while the Allies pushed their invasion through France.  750 delegates from 44  Allied nations met to discuss the commercial and industrial economic recovery of the world following the war.  The Bretton Woods Conference established the International Monetary Fund (IMF), The International Bank for Reconstruction and Development (IBRD) – which became part of the World Bank.

The IMF, still today, oversees the global financial system on a macroeconomic scale of countries who affect the exchange rates and balance of payments.  Initially created the stabilize the world economy following the war, the International Monetary Fund now lends money to developing a struggling nations through a system of annual donations from member nations.

The IBRD was originally created to fund reconstruction in countries devastated by World War II.  Now, the IBRD is one of the five facets of the World Bank and currently finances poor and impoverished nations by acts of lending.  I was amazed to discover that such modern day controversial and monumental conferences that affected the world, were brought about in the small rooms of the Mount Washington Resort – nestled away in the White Mountains of New Hampshire.  The resort was giving a grant of $300,000 for hosting the conference and $18 per room from each of the delegates for the three week conference.

Like in The Shining

Walking over the creaky wooden floors and through the drafty hallways of this grand old hotel, I couldn’t help but hear in my head, “All work and no play makes Jack a dull boy,” and “Here’s Johnny!”  Or even worse, I thought I would see those two twin girls in blue dresses at the end of this hallway in the picture to the left.  Down the corridor in that picture, to the left, there was also a bar which was coincidentally empty except for one well dressed man cleaning a glass behind the counter.   That was it, I was convinced that this was the hotel from the movie.  However, The Shining was filmed in a similar aged hotel in the mountain of Colorado.  Just as in the Shining, Mount Washington used to close down in the winter as the roads were too snow covered to reach the mountain resort.

In 2008 the TV Show Ghost Hunters featured the Mount Washington Resort attempting to find ghosts of the past in the 100 plus year old hotel.

Regardless, visiting the Mount Washington Resort was a great historical experience and although we didn’t stay, maybe next time.

Naturally, some of you are wondering how we can afford to be unemployed and yet pay for train tickets all over the continent. Here is how I afford my share of the travel expenses. Mike has saved for over a year to pay for his half while I saved less and am working from the road.

I have one writing contract, which I acquired in the summer of 2008, which pays around $500USD a month. I have a good working relationship for the company, and because of my tenure with them, and because I turn in assignments on time and with additional features, I am confident the relationship will continue indefinitely. However, I have a contract which stipulates a one month notice should they terminate, giving me one month to find another contract should this one expire.

I also do a bit of travel writing for an online travel and trip planning company. I work on an assignment basis which produces an average of $150USD an assignment (roughly every other month). More importantly, this is a link for me to build new contacts and a gateway to future contracts.

I have also been writing, on a by-article basis for an online magazine, which pays a confidential amount per article and is based in Thailand. My relationship with this company is great, and they love that some of their writers are also on-the-road travelers.

In addition to this, I am a frequent visitor to various online writer’s boards where companies pay by the article or by the word for content on various topics. Because of competition and constant undercutting, many writers do not get paid as well as I do. I work to cultivate working relationships with people at each company to ensure my stability with them, but also because a writer is more than the content they produce.

In addition to the above, between March – April of this year I earned a 100 hour TOFEL certificate which will enable me to teach in any country in the world for profit. Should we run into financial troubles or decide to settle in a place for a while, this will be an additional source of income.

Thus, while I am not making a fortune right now, I am breaking even and traveling the world, which is more than I could have asked for. I do have some University loans that cost me about $200 USD per month to maintain, but I put away savings expressly for this purpose beginning in early 2008 so that I would not have to worry about my loans until the summer of 2010.

The Best and the Worst – so far.
Here are a list of the best places along the route and their contact information, we highly recommend these establishments and, unfortunately, received no knock-backs for passing on the good word.

Fubar, Kashgar branch.
This place is amazing! It is the only foreigner-run eatery in Kashgar, and their attention to detail meant that nothing was left undone. Here we dined on Pizza, Gin&Tonics and played board games. Conveniently located in central Kashgar, all the cab drivers know the spot. After multiple days in the desert, this oasis is worth the visit.

Kashgar Old Town Hostel.
This hostel was once a mosque, now converted into a multi-room dorm house with 6 or 8 beds per room. The Chinese youth who runs the place is a wealth of information and has great local contacts if you are looking for travel information. We definitely recommend staying here over the Semen Hotel, as rooms are 35RMB a night rather than 150. Meanwhile, the location is primo- a 5 minute walk from Edgar Mosque in central Old Town.

MaiTian Youth Hostel.
Located near Renmin Park in Urumqi, the Maitian youth hostel is a bit more rugged than others but for 40RMB a night it is passable. A bit pricey for what you get (6,8 bed gender-divided dorm rooms) the place has a decent location and is a wealth of information. The Chinese running the place seem hesitant to be helpful and are dismissive of any problems, but if you are a survivalist, this is a good spot to sojourn a few nights. Just be aware that the staff run this place like their personal club house and will be on the internet at all hours (rendering it useless) and screaming up and down the halls when they get on duty (promptly at 8).

Windows Scoreboard, Shanghai, China.
I am hesitant to write about this gem because I do not want it flooded with tourists. However, if you want a taste of home check out this hard-to-find windows location on HuaiHai lu (Near Sinan Lu). The lowest prices of any bar in China and a great atmosphere with a mixed crowd of Chinese, Thai, Western and African. A beer will set you back 10RMB.

The Worst:

And, sadly, here are a list of establishments to be avoided, and explanations as to why they definitely do not rock.

Fubar, Urumqi branch.

While the Kashgar branch rocks, this one is located on a bar street and competes with other, better equipped bars. Meanwhile, their serve a lousy pour, the staff are rude, loud and negligent, and the published address all over the internet is not correct. Meanwhile, they were without power when we arrived and had a noisy generated sitting, chained, to the front door as a back-up plan.

Silver (White) Birches Youth Hostel, Urumqi, China.
This shoddy establishment was hard to find and quite a jaunt from the train and bus stations, and from the airport. Once you finally arrive you will be disappointed by the piles of trash and dirt that occupy every corner, and the scurrying cock-roaches that act as permanent residents of the bathrooms and dorm rooms. The beds are hard and sheets and blankets are not guaranteed. Meanwhile, you will be close to a park, but nothing else in the city and will spend money on buses or cabs for transportation. Better to stay somewhere closer to downtown that is not infested with insects. Also, this hostel is in the running for ‘worst bathroom in China.’

Captain Hostel on the Bund, Shanghai, China.
This hostel, while nice enough, was massively overpriced. Located on the famous ‘bund’ are of Shanghai, we could not contest the price based on the better-than-expected location, but the service was horrible, there were few additional benefits like laundry, and the location meant a very noisy night. For one night, it was okay but we would not recommend multiple evenings here.

U-Cool Hostel, Shanghai, China.
While the lovely woman who runs the establishment is friendly and sweet, the hostel itself leaves much to be desired. The 6-8 bed dorm rooms are 40RMB a night and there is nothing in the way of additional services like a laundry facility, internet or a bar. We stayed here two weeks (out of necessity and because the owner, Anna, was very friendly, but we missed out on meeting new people and having entertainment. On the up side the location near the Bund was fantastic. Be prepared to spend your time in this hostel with Anna and her two sons as a partial baby-sitter.

Our home

Once we had arrived in the capital of the national park, which was just called Terelij, a very Russian sounding name for a town full of Russian influence, we found a kind man with a boyish face named Billig who took us to his yurt camp and installed us in his spare yurt. No prices were mentioned as he called his wife on his razor cell phone and a beautiful Mongolian woman set off across a vast empty field in high heels and a denim skirt and introduced her self as ‘wife.’ The couple spoke little English, but what they could speak they had learned from a children’s English manual Billig had gleaned while working with a gold exploration company that also employed an American.

Billig’s camp was composed of three large yurts. A yurt is a round tent made of sheep’s wool with a tiny wooden door and a hole in the top for a small pot-belly stove. The floors inside were bare cement atop dirt, and the walls were pieces of wood holding up the felt. Our yurt had several wooden beds with blankets folded atop them as beds. A small stove in the center and a table that was no higher than a foot off the ground with mini chairs to match. Billig showed us the yurt with great pride, pointing out the great construction and bright colors and especially showing us a blanket from Kazakhstan, his home country.

His wife cooked the small group a nice meal of noodles and mystery meat with tiny pieces of carrot and giant bowels of goat yogurt. She talked slowly but with pride. She had gone to university in the country’s capital and studied finance. She listed the words she knew in English, “Book, eat, much, woman, husband, money, bank and food.” She was a wonderful wife, and the two were like teenagers with their constant side-long glances, giggling, kissing and occasional prodding. Billig pretended to taunt the woman by demanding she cook us a delicious meal. She responded with mock hurt before throwing a wad of noodles at her husband.

The couple had two rather massive dogs, which Billig claimed were his sole hobby and passion. A German shepherd named Bruno and a rather scary bull named Kazak. The giant dogs rested their chins on the door frame while we ate dinner, and after the meal attacked their owner with friendly play and he wrestled them in his small, fenced in yard. The yurt camp looked out over rolling hills, a large empty field lay before that and several horses grazed in the area. An outhouse lay 200 yards out in the filed, and the wife took off in that direction, throwing clumps of sod back at the dogs as she went.

That evening, exhausted form the march from the broken-down bus to the town, we fell asleep soundly in the hard wooden beds, near a warm natural fire in the cleanest and most beautiful air we had breathed in years. It was as if we were in heaven. Billig and his wife knew how lucky they were to have such a place, in such a perfect location, and the couple stood in their yard starring at the stars and smooching as we slept.

-posted by Lauren.

Broken bus

The station no longer existed but we heard a roomer that one bus a day went out to the national park. We had missed the bus for that day so a friendly lady near the bus stop walked us to her apartment, which was also a hostel, and we stayed with her that evening, watching a film in Russian and drinking vinegar vodka. She arranged for us to take the bus the next morning, and swore that a friend of her family’s would meet us at the end of the bus route and take us to her family’s yurt (geer) up in the mountains for a few days. We eagerly agreed.

We awoke early, visited Ulan Bator’s famous Buddhist temple, walked more around the depressing city, starred at the nuclear power plants and saw the Trans-Siberian tracks. After a tasty but plain meal we finally boarded the one-a-day bus to Terelj, Mongolia’s national park. We were to meet up with our contact when the bus stopped. Speaking not a word of Mongolian, we boarded the bus and sat staring out the windows as we rolled out of Ulan Bator. The bus became so crowded the the entire isle was filled with people, chickens, babies and boxes. We rode for what felt like hours until finally, after two stops in the middle of nowhere where several people had diembarked, the bus sputted, coughed and came to a complete stop amid beautiful pine trees and rolling green hills. After twenty minutes the bus driver admitted the engine was kaput, and we all grabbed our bags and began walking. Nobody knew how far until the next town, we set off at a determined march that slowly degenerated into an idle stroll, and, after a fairly decent climb, we arrived at a township in the middle of the park where we decided to grab a beer and make a new plan. Meeting up with our contact was now impossible, as the bus had broken down and we did not know where we were, let alone where the contact was.

-Posted by Lauren.